Leave Memories, not Bills for your loved ones!
Affordable final expense insurance gives your family peace of mind when they need it most. Ensure your passing leaves comfort, not costs, with final expense insurance.
Final Expense Insurance
Choose from a range of products designed to provide financial security and peace of mind.
Level Death Benefit
Level Death Benefit policies pay a specified amount upon your death, regardless of when you pass. If you pass away 6 months after the policy is issued, it pays the full death benefit to your beneficiaries.
Graded Death Benefit
For those that may not qualify for the level benefit, the graded benefit is a great option. Most graded policies offer a reduced payout in years 1 and 2, which then increases to a full payout in years 3 and beyond.
Guaranteed Issue Policy
Clients who opt for a guaranteed issue policy cannot be turned down for any health reason. No medical exams, labs or health questions. Most guaranteed issue policies include a graded death benefit.
What Our Clients Say!
Optimizing Insurance has provided me with the peace of mind knowing that my family will be taken care of financially in the event of my passing.
John S.
I am a repeat customer and have been impressed with their competitive rates and reliable coverage.
Mark J.
This is the best life insurance experience I have ever had. They truly care about their customers and go above and beyond to meet their needs.
Emily B.
My agent exceeded my expectations in every way. I am extremely satisfied with their services.
Michael W.
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Optimizing Insurance delivers tailored insurance strategies that improve coverage, reduce wasteful spending, and provide clients with confidence, security, and peace of mind.
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2516 Harwood Road #200
Bedford, TX 76021
14131 Midway Road #1100
Addison, TX 75001
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