Leave Memories, not Bills for your loved ones!
Affordable final expense insurance gives your family peace of mind when they need it most. Ensure your passing leaves comfort, not costs, with final expense insurance.
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Final Expense Insurance
Choose from a range of products designed to provide financial security and peace of mind.
Level Death Benefit
Level Death Benefit policies pay a specified amount upon your death, regardless of when you pass. If you pass away 6 months after the policy is issued, it pays the full death benefit to your beneficiaries.
Graded Death Benefit
For those that may not qualify for the level benefit, the graded benefit is a great option. Most graded policies offer a reduced payout in years 1 and 2, which then increases to a full payout in years 3 and beyond.
Guaranteed Issue Policy
Clients who opt for a guaranteed issue policy cannot be turned down for any health reason. No medical exams, labs or health questions. Most guaranteed issue policies include a graded death benefit.
What Our Clients Say!
Optimizing Insurance helped review my mom's existing annuities and assets and helped me better understand how to prepare for long term care.
Paul S.
Couldn't have done it without them. The application process was daunting to say the least.
Jay T.
These guys know what they are doing when it comes to asset protection and Medicaid rules. I wouldn't go anywhere else.
Rob B.
Their team reviewed our family's situation and we ended up not needing to change or add a single thing. While most companies will always try to sell you something, they didn't. The simply answered my questions and provided information.
Michelle S.
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Optimizing Insurance delivers tailored insurance strategies that improve coverage, reduce wasteful spending, and provide clients with confidence, security, and peace of mind.
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Colleyville, TX 76034
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