Affordable final expense insurance gives your family peace of mind when they need it most. Ensure your passing leaves comfort, not costs, with final expense insurance.
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Choose from a range of products designed to provide financial security and peace of mind.
Level Death Benefit policies pay a specified amount upon your death, regardless of when you pass. If you pass away 6 months after the policy is issued, it pays the full death benefit to your beneficiaries.
For those that may not qualify for the level benefit, the graded benefit is a great option. Most graded policies offer a reduced payout in years 1 and 2, which then increases to a full payout in years 3 and beyond.
Clients who opt for a guaranteed issue policy cannot be turned down for any health reason. No medical exams, labs or health questions. Most guaranteed issue policies include a graded death benefit.
Optimizing Insurance has provided me with the peace of mind knowing that my family will be taken care of financially in the event of my passing.
I am a repeat customer and have been impressed with their competitive rates and reliable coverage.
This is the best life insurance experience I have ever had. They truly care about their customers and go above and beyond to meet their needs.
My agent exceeded my expectations in every way. I am extremely satisfied with their services.
2516 Harwood Road #200
Bedford, TX 76021
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Addison, TX 75001
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